Owners of luxury dwellings with exceptional and rare qualities are usually in need of a few additional features when it comes to their home and content protection.  They are most likely to display higher than the norm content values to protect. Only a few insurers offer specially designed offerings to speak to these requirements.

Valuable items, artwork, antiques and curios may have higher limitations without having to specify them.  Landslides, floods and land subsidence are all automatically covered in this offer, which is not a usual feature.